The fire gutted the entire store of over 5 floors.

The issues:

1). Deviation and violation.

Not constructed as per the sanctioned building plan.

2). Deliberate Non-Compliance of Fire and Emergency safety precautions.

The building owner has not constructed the building with safety measures, as it was past midnight, no casualties reported.

3). As it was a irregular and dangerous construction, the building did not have CC and OC.

The tenant or the lessee was not at all bothered about the sanctioned building plan nor bothered about the CC and OC resulting in the fire.

4). Insurance Claims.

Naturally, it will be repudiated or rejected, because of the Non-Compliance of the building by laws and the provisions of the Indian Electricity Act.