ENCUMBRANCE CERTIFICATE IS A SEARCH DOCUMENT, WHICH PROVIDES OR DISPLAYS THE TRANSACTIONS ON A PARTICULAR PROPERTY, DURING A PARTICULAR YEAR/PERIOD. BUT , WHAT IT DOES NOT DISCLOSE/DISPLAY/SHOW/PROVIDE- IS THE LITIGATION, CLAIMS, LEGAL HEIR-SHIP, LEGAL NOTICES, CHARGES, ARREARS OF CHARGES AND TAXES AND PROCEEDINGS IN THE COURT OF LAW.
EXAMINING THE ENCUMBRANCE IN THE PROPER MANNER IS ALSO VERY CRUCIAL AND IMPORTANT.