BANK ATTACHED OR AUCTION PROPERTIES – WATCH OUT – BEWARE

There are innumerable advertisements in newspapers and on the internet regarding the attachment or taking over the possession of the properties, who have defaulted the repayments by financial institutions/banks and such properties are being auctioned by the financial institutions and the banks. Some very interesting facts: a. The deliberate default of the loan repayment - … Continue reading BANK ATTACHED OR AUCTION PROPERTIES – WATCH OUT – BEWARE

THE REALTY MAJOR PREFERS AN APPEAL BEFORE SAT FOR RELEIF

DLF APPEAL DLF has sought interim relief from the Securities Appellate Tribunal (SAT) to allow it to redeem funds locked in mutual funds and other instruments. Pleading for relief, DLF, said it needed to redeem funds, including around Rs.2,000 crore locked in mutual funds as also through redemption of some bonds worth thousands of crores, … Continue reading THE REALTY MAJOR PREFERS AN APPEAL BEFORE SAT FOR RELEIF

SPECIAL AND ADDITIONAL CRITERIA WHICH WILL ADD THE GUIDELINE VALUE TO PROPERTIES IN BANGALORE FOR REGISTRATION

ADDITIONAL CRITERIA, WHICH WILL INCREASE THE GUIDLINE VALUE/MARKET VALUE/CIRCLE RATES OF THE REGISTRATION VALUE OF THE PROPERTIES IN THE BANGALORE URBAN AND RURAL DISTRICT. (PROVISIONAL) 4. Calculation of valuation in respect of special amenities provided in respect of Apartments/Villas/ Villaments/Tenements/Cluster Houses or Row Houses Etc.,   1. For any 5 groups of special amenities No … Continue reading SPECIAL AND ADDITIONAL CRITERIA WHICH WILL ADD THE GUIDELINE VALUE TO PROPERTIES IN BANGALORE FOR REGISTRATION

RBI DIRECTION ON CHEQUE RETURN CHARGES – Levy Cheque return charges only if customer is at fault

RBI/2012-13/493 DPSS.CO.CHD.No. 2030/03.06.01/2012-2013 May 7, 2013 The Chairman and Managing Director / Chief Executive Officer All Scheduled Commercial Banks including RRBs /Local Area Banks Urban Co-operative Banks / State Co-operative Banks / District Central Co-operative Banks Madam / Dear Sir, Delay in re-presentation of technical return cheques and levy of charges for such returns As … Continue reading RBI DIRECTION ON CHEQUE RETURN CHARGES – Levy Cheque return charges only if customer is at fault

HOUSING LOAN – MASTER CIRCULAR – RBI – 02-07-2012

Date: Jul 02, 2012 Master Circular – Housing Finance RBI/ 2012-13/73 DBOD. No.DIR.BC.07/08.12.001/2012-13 July 2, 2012 Ashadha 11, 1934, (Saka) All Scheduled Commercial Banks (excluding RRBs) Dear Sir/Madam, Master Circular – Housing Finance Please refer to the Master Circular DBOD No. Dir. BC. 03 /08.12.001/2011-12 dated July 1, 2011 consolidating the instructions / guidelines issued … Continue reading HOUSING LOAN – MASTER CIRCULAR – RBI – 02-07-2012

UNIFORM INTEREST RATE TO ALL HOME LOAN BORROWERS – NHB AND RBI

NATIONAL HOUSING BANK AND THE RBI- pass on the benefit of lower interest rates uniformly to all customers RBI has directed the top banks to charge lower home loan rates to old customers instead of just using the lower interest rates to pull new borrowers. But lenders continued to resist the proposal, citing cost mismatch. The contentious issue cropped … Continue reading UNIFORM INTEREST RATE TO ALL HOME LOAN BORROWERS – NHB AND RBI

RBI TIGHTENS THE SCREWS ON LENDING

There has been a substantial increase in bad loans and this is primarily because public sector banks have been very lenient on willful defaulters and on real estate sectors. The Reserve Bank of India (RBI) has asked banks to focus on recovery and follow a stringent credit appraisal procedure. The RBI has asked banks to remain cautious in the wake of a higher-than-expected … Continue reading RBI TIGHTENS THE SCREWS ON LENDING

HOME LOANS AND RBI DIRECTIONS

Banks Can Give up to 90 Percent on Home Loans not exceeding Rs. Rs 20 Lakh The RBI has empowered the Banks to give up to 90 per cent of the value of the property in case of small value home loans up to Rs 20 lakh. But in case of loans above Rs 20 … Continue reading HOME LOANS AND RBI DIRECTIONS