It is commonly believed that a property with an “A” Katha certificate has clear titles, which are often advertised by sellers, agents, brokers, online websites, and developers. However, it’s important to note that a Katha certificate is issued by the municipal authority to assess the property for tax and provide civic amenities such as roads and street lights. It does not grant any right, title, or interest to the owner or buyer if the property’s title is not clear.
It’s essential to understand that there is only one Katha, and it should not be confused with “A” Katha or “B” Katha. To ensure a smooth transaction, the title of the property should be free from any litigation or suit and comply with all statutory provisions of applicable and prevailing Acts, such as The Karnataka Land Revenue Act, The Karnataka Land Reforms Act, The Karnataka Municipality Act, The KTCP Act, and other relevant Acts in force. It’s important to note that “A” Katha does not confer any right, title, or interest. Therefore, it’s strongly recommended to thoroughly examine the titles and compliance with prevailing acts before accepting the “A” Katha certificate.
A Hype and misconception are created in the minds of the buyers that “A” Katha properties are good and have good titles, and this is not true.
In some areas, there are DC Converted Properties, that claim to have A Katha, which has to be thoroughly scrutinized diligently and many apartments, that have violated the sanctioned building plans have A Katha, which is not legal.
Some unscrupulous financial organizations sanction loans to buy even B Katha properties and apartments that have deliberately violated or deviated from the sanctioned building plans.