GOLD BONDS – SOVEREIGN GOLD BONDS !!!! – Safe -Secure -Good – Small investment of 2 Grams – AVAIL THIS OPPORTUNITY

The Chairman & Managing Director All Scheduled Commercial Banks (Excluding RRBs) Dear Sir/Madam, Sovereign Gold Bonds, 2015-16 It has been decided by the Government of India, as per their Notification F.No. 4(19)-W&M/2014 dated October 30, 2015, to issue Sovereign Gold Bonds, 2015 (“the Bonds”) with effect from November 05, 2015 to November 20, 2015. The Government … Continue reading GOLD BONDS – SOVEREIGN GOLD BONDS !!!! – Safe -Secure -Good – Small investment of 2 Grams – AVAIL THIS OPPORTUNITY

The RBI on Wednesday banned zero per cent interest rate scheme for purchase of consumer goods, a move intended to protect customers

The RBI on Wednesday banned zero per cent interest rate scheme for purchase of consumer goods, a move intended to protect customers but may dampen the festive spirit. The central bank has also said that no additional charges can be levied on payment through debit cards. RBI BANS ZERO PER CENT INTEREST SCHEME RBI/2013-14/292 DBS.CO.PPD … Continue reading The RBI on Wednesday banned zero per cent interest rate scheme for purchase of consumer goods, a move intended to protect customers

PRE CLOSURE OR FORECLOSURE OF HOME LOANS AND RBI DIRECTIONS TO THE BANKS- UTILISE THIS CIRCULAR

RBI/2011-12/589 DBOD. No. Dir. BC.107/13.03.00/2011-12June 5, 2012 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir/Madam Home Loans-Levy of fore-closure charges/pre-payment penalty Please refer to our circular DBOD. No. Dir. BC. 56/13.03.00/2006-2007 dated February 2, 2007 on reasonableness of bank charges. 2.  In this context, attention is invited to paragraphs 81 to 83 of the Monetary … Continue reading PRE CLOSURE OR FORECLOSURE OF HOME LOANS AND RBI DIRECTIONS TO THE BANKS- UTILISE THIS CIRCULAR

UNIFORM INTEREST RATE TO ALL HOME LOAN BORROWERS – NHB AND RBI

NATIONAL HOUSING BANK AND THE RBI- pass on the benefit of lower interest rates uniformly to all customers RBI has directed the top banks to charge lower home loan rates to old customers instead of just using the lower interest rates to pull new borrowers. But lenders continued to resist the proposal, citing cost mismatch. The contentious issue cropped … Continue reading UNIFORM INTEREST RATE TO ALL HOME LOAN BORROWERS – NHB AND RBI

INTEREST RATE HIKE

AMONG OTHER FISCAL MEASURES TO CONTAIN THE EVER INCREASING AND UNCONTROLLED INFLATION, THE GOVERNMENT AND THE RBI PROPOSE TO INCREASE THE INTEREST RATES, HOPING THAT THIS MOVE WILL HALT THE GALLOPING TREND, SO FAR, ALL THE ECONOMICAL MEASURES FAILED TO CONTAIN THE PACE OF INFLATION. HOME LOAN INTEREST MIGHT REACH UP TO 12% BY DECEMBER, … Continue reading INTEREST RATE HIKE

INTEREST RATE HIKE IS ON THE CARDS AGAIN

The Reserve Bank of India (RBI) has raised the policy rate (the repo rate) eleven times by a cumulative 325 basis points (bps) since October 2009 and proposes to increase it again to contain the heated inflation rate. The increase in the Base Rates/Benchmark Prime Lending Rates (BPLRs) of banks, consequent upon increase in policy rate by the RBI, … Continue reading INTEREST RATE HIKE IS ON THE CARDS AGAIN