ENCUMBRANCE CERTIFICATE ?


  WHAT IS ENCUMBRANCE CERTIFICATE? IT IS A SEARCH DOCUMENT. WHY  IS IT NEEDED? IT DISPLAYS THE CHARGES ON THE PROPERTY.  IT IS TO KNOW THE CREATION OF MORTGAGE OR A CHARGE OR AN AGREEMENT OF SALE ON THE SCHEDULE PROPERTY. WHICH GOVERNMENT OFFICE ISSUES THE ENCUMBRANCE CERTIFICATE? JURISDICTIONAL SUB-REGISTRAR OFFICES. HOW TO GET IT? … Continue reading ENCUMBRANCE CERTIFICATE ?

HOUSING LOAN – MASTER CIRCULAR – RBI – 02-07-2012


Date: Jul 02, 2012 Master Circular – Housing Finance RBI/ 2012-13/73 DBOD. No.DIR.BC.07/08.12.001/2012-13 July 2, 2012 Ashadha 11, 1934, (Saka) All Scheduled Commercial Banks (excluding RRBs) Dear Sir/Madam, Master Circular – Housing Finance Please refer to the Master Circular DBOD No. Dir. BC. 03 /08.12.001/2011-12 dated July 1, 2011 consolidating the instructions / guidelines issued … Continue reading HOUSING LOAN – MASTER CIRCULAR – RBI – 02-07-2012